Research Reveals Positive Impact of Financial Counseling The positive client impact of nonprofit counseling is revealed in this groundbreaking study of the NFCC Sharpen Your Financial Focus program, led by independent researchers from The Ohio State University. Consumer Impact In April 2016, the NFCC unveiled the findings from a comprehensive, independent evaluation of credit counseling which was conducted by researchers at The Ohio State University. “The NFCC Sharpen Your Financial Focus Initiative Impact Evaluation” assessed the long-term impact of nonprofit financial counseling by comparing financial health outcomes for Sharpen Your Financial Focus clients with those of noncounseled individuals.