In some states, residents are finally getting what they’ve been missing since the financial crisis: a brand new bank. For Washington D.C., it’s been a long time coming — 20 years. “Especially in the DC market, there’s very few, I think maybe one or two community banks in DC proper,” says Keith Walters, chief technology officer at MOXY Bank, a mobile-first, minority-owned bank set to open before the end of the year. “The rest are branches of larger banks that through their own branch consolidation have left a void in those communities.