Articles

CFPB Enhances Tool to Promote Competition and Comparison Shopping in Credit Card Market

WASHINGTON, D.C. – Today, the Consumer Financial Protection Bureau (CFPB) launched an improved survey of credit card issuers that can help consumers and families compare interest rates and other features when shopping for a new credit card. Americans pay $120 billion in credit card interest and fees each year, which contributes to the almost trillion dollars in nationwide household credit card debt.

How Do I File a Complaint With the Consumer Financial Protection Bureau (CFPB)?

The federal government passes financial regulations to protect consumers from unfair practices. The Consumer Financial Protection Bureau (CFPB) exists to make sure that banks, lenders and other financial institutions follow those regulations. You might not give much thought to the CFPB but it’s always operating behind the scenes to make sure that you’re treated fairly when it comes to money matters.

OCC Conditionally Approves Flagstar Bank, N.A. to Purchase and Assume Deposits of Signature Bridge Bank, N.A.

WASHINGTON—The Office of the Comptroller of the Currency (OCC) announced today that it has conditionally approved Flagstar Bank, N.A., Hicksville, New York, to purchase assets and assume certain liabilities of Signature Bridge Bank, N.A., New York, New York.

Pros and Cons of Using a Balance Transfer To Pay Off Credit Card Debt

A balance transfer credit card allows you to transfer the debt balance from other credit cards onto a single card. While there is typically an up-front fee, most balance transfer cards offer a low interest rate for a specific length of time, allowing you to save money on interest while paying down your debt.

Today’s 30-year mortgage rates plummet below 6% | March 20, 2023

Based on data compiled by Credible, mortgage rates for home purchases have fallen across all key terms since last Friday.

Student Loans Forgiven Through Bankruptcy? Why You May Be Entitled to Money Back

The Consumer Financial Protection Bureau (CFPB) is taking steps to ensure that unlawfully collected student loan debt discharged in bankruptcy is returned to borrowers.

Scam Robocalls Forecast to Cost $58bn This Year

The cost of fraudulent robocalls to victims will increase 9% from 2022 to reach $58bn globally this year, according to a new report from Juniper Research.

6th Circuit Holds Separate FDCPA Violation Within Statute of Limitations Is Not a Continuing Violation

Recently, a three judge panel for the U.S. Court of Appeals for the Sixth Circuit held that because one claim brought under the Federal Debt Collection Practices Act (FDCPA) occurred within the one-year statute of limitations, the suit was not time-barred.  The Sixth Circuit’s decision reversed and remanded the district court’s dismissal of the complaint.

OCC Conditionally Approves Flagstar Bank, N.A. to Purchase and Assume Deposits of Signature Bridge Bank, N.A.

WASHINGTON—The Office of the Comptroller of the Currency (OCC) announced today that it has conditionally approved Flagstar Bank, N.A., Hicksville, New York, to purchase assets and assume certain liabilities of Signature Bridge Bank, N.A., New York, New York.

FDIC Extends Bid Window For Silicon Valley Bridge Bank, N.A.

WASHINGTON – The Federal Deposit Insurance Corporation (FDIC) has extended the bidding process for Silicon Valley Bridge Bank, National Association, Santa Clara, California. There has been substantial interest from multiple parties, and the FDIC and the bidders need more time to explore all options in order to maximize value and achieve an optimal outcome.